Make a new AC affordable. Financing in minutes.
A new AC system or a major repair is a big-ticket Florida expense — and one that almost nobody plans for in advance. We partner with reputable HVAC-specific lenders so you can spread the cost over months or years, often at 0% APR for qualifying buyers.
Approval in minutes. Real terms, real lenders.
We don't run financing in-house — that lets us pick lenders that actually compete on rate and term, instead of a captive program that locks you in.
0% APR for qualified buyers
Promotional 0% APR offers available on qualifying installations — typically 12, 18, or 24 months same-as-cash. Pay it off inside the promo window and you owe zero interest.
Approval in minutes
Soft-pull pre-approval takes about 90 seconds and does not affect your credit score. Most homeowners know what they qualify for before the technician even leaves the driveway.
Multiple lender options
We work with several HVAC-focused lenders so we can match you to the right rate, term, and monthly payment — not a single program that has to fit everyone.
Flexible terms 12–84 months
Short terms with the lowest total cost, or longer terms with low fixed monthly payments to fit a household budget. Pre-pay penalty-free at any point.
From a single repair to a full system replacement.
Full system replacement
New AC, new air handler, new thermostat — installed, commissioned, and warrantied. The most common reason customers finance with us.
Heat pump installs
High-efficiency heat pump systems with Duke and OUC rebates applied up front so you finance the net cost, not the sticker price.
Ductwork repair or replacement
Leaky attic ductwork wastes 20–30% of conditioned air. Aeroseal sealing and duct replacement projects are commonly financed alongside a new system.
Indoor air quality upgrades
UV-C lights, MERV 13 filtration cabinets, whole-home dehumidifiers, and ERV ventilation can be bundled into the financed amount.
Major repairs
Compressor replacement, evaporator coil replacement, and refrigerant leak repairs over $1,500 typically qualify for financing.
Comfort Club enrollment
Annual maintenance plans can be added to a financed install so you have your tune-ups locked in for the next two years.
Financing questions
01Do you offer financing?+
Yes. We partner with multiple HVAC-specific lenders to offer 0% promotional financing on qualifying installations and longer terms with low fixed monthly payments. Pre-approval takes about 90 seconds and does not affect your credit.
02How much does a new AC system cost in Central Florida?+
A typical residential system installation in our area runs $6,500 to $12,500 depending on tonnage, efficiency rating (SEER2), and whether ductwork or electrical upgrades are needed. We provide flat-rate written quotes — no estimates that magically grow.
03Are quotes free?+
Replacement quotes are always free and include a Manual J load calculation. Diagnostic visits for repair carry a flat service-call fee that is waived if you proceed with the recommended repair.
Soft-pull pre-approval in 90 seconds.
Get your number first, decide later. Approval does not affect your credit and you are never under any obligation to proceed.